Fixed Rate Individual Retirement Account (IRA)

Preferred Bank's Fixed Rate IRA is fixed for the entire term. Accounts are available for both Contributory and Rollover IRAs.

  • $1,000 minimum opening deposit
  • $25 annual fee
  • Terms from 1 to 3 years
  • Fixed Interest Rate - contact our local branch for interest rates
  • PBnet Personal Online Banking
  • eStatements

Personal Deposit Rates

Preferred Bank accounts are insured by the Federal Deposit Insurance Corporation (FDIC). Feel free to use the FDIC's Insurance Estimator (EDIE) to tell you how your Preferred Bank accounts are federally insured.