ONLINE BANKING
PBnet: Personal Business

Personal Checking

Preferred Bank's Personal Checking is a non interest-bearing checking account available to individuals for your banking needs.  By keeping the minimum balance, your monthly and per item service fees are waived each month.

  • $900 minimum opening deposit
  • If the daily ledger balance falls below $900.00, the account is subject to a monthly service charge of $8.00 plus a $0.20 per item fee for each paid check and ACH (Automated Clearing House) debit
  • Visa Debit Card linked to a PB Checking Account
  • PBnet Personal Online Banking
  • PBnet Personal Online Bill Pay
  • eStatements

Preferred Basic Checking Account

Preferred Bank's Personal Basic Checking is a non interest-bearing checking account available to individuals. A $3.00 monthly maintenance charge will be imposed. A total of eight (8) withdrawals are allowed each month and $0.25 for each withdrawal in excess of the maximum.

  • $25 minimum opening balance
  • Visa Debit Card linked to a PB Checking Account
  • PBnet Personal Online Banking
  • PBnet Personal Online Bill Pay
  • eStatements

Personal Super NOW Checking Account

Preferred Bank's Personal Super NOW Checking is our interest-bearing checking available to individuals. The account offers a tiered interest rate that allows you to earn higher interest rates for larger balances. The monthly service charges and per item fees can be waived by keeping the minimum balance. The account will be closed if no balance is maintained for seven days consecutively. ATM surcharges waived for account balances over $5,000, otherwise a service charge of $1.50 will be imposed for each ATM withdrawal including additional third party charges*.

  • $25 minimum opening balance
  • If the daily ledger balance falls below $500.00, the account is subject to a monthly service charge of $10.00
  • Tiered Interest Rate – contact your local branch for interest rates
  • Visa Debit Card linked to a PB Checking Account
  • PBnet Personal Online Banking
  • PBnet Personal Online Bill Pay
  • eStatements

Personal Super Gold Checking Account

Preferred Bank's Personal Super Gold Checking is our interest-bearing checking available to individuals. The account offers a tiered interest rate that allows you to earn higher interest rates for larger balances. The monthly service charges and per item fees can be waived by keeping the minimum balance. The account will be closed if no balance is maintained for seven days consecutively. ATM surcharges waived for account balances over $5,000, otherwise a service charge of $1.50 will be imposed for each ATM withdrawal including additional third party charges*.

  • $500 minimum opening balance
  • If the daily ledger balance falls below $500.00, the account is subject to a monthly service charge of $10.00
  • Tiered Interest Rate – contact your local branch for interest rates
  • Visa Debit Card linked to a PB Checking Account
  • PBnet Personal Online Banking
  • PBnet Personal Online Bill Pay
  • eStatements

Personal Money Market Account

Preferred Bank's Personal Money Market account is available to consumers to earn interest, yet still keep their funds liquid.  The account offers a tiered interest rate that allows you to earn higher interest rates for larger balances.  The monthly service charges can be waived by keeping the minimum balance.  A total of six (6) third party withdrawals/debits can be made each month, a transaction fee of $10 per withdrawal/debit in excess of the maximum will be charged.

  • $2,500 minimum opening balance
  • If the daily ledger balance falls below $2,500.00, the account is subject to a monthly service charge of $10.00. An excessive withdrawal fee of $10.00 will be imposed for each paid item that exceeds the account transaction limitations and your account may be closed. Please refer to Preferred Bank’s Deposit Agreement and Disclosure for details pertaining to transaction limitations
  • Tiered Interest Rate – contact your local branch for interest rates
  • Visa Debit Card linked to a PB Checking Account
  • PBnet Personal Online Banking
  • eStatements

Personal Deposit Rates

Preferred Bank accounts are insured by the Federal Deposit Insurance Corporation (FDIC). Feel free to use the FDIC's Insurance Estimator (EDIE) to tell you how your Preferred Bank accounts are federally insured.

 

 

*Third parties (merchants, financial institutions, etc) involved in processing an Electronic Funds Transfer may assess additional transaction fees for transactions made at their terminals or machines. These fees may be included in the total transaction amount that is withdrawn from your account and shows on your Preferred Bank account statement.